Mountain Bike Crash Insurance

For example a mesh fence only needs a small pair of wire cutters to get through. You can also register your bike on the national bike register by buying a datadot kit and marking your bike. So you need to check the cover limit which is the maximum amount you can claim if your bike is damaged or stolen.

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Your bikes will be covered against theft if stolen from a locked car or van as well as from your secure garage house or flat.

Mountain bike crash insurance. This is the most common form of insurance for mountain bikes. Mountain bikes can be very expensive with top of the range models costing up to 10 000. Accidental crash damage. The performance policy insures your mountain bike against accidental damage including crash damage while riding with an individual bike limit of 5 000 and a total bike limit of 15 000.

Even though mountain bikes are far more robust than their road bike counterparts they re not bullet proof. There are several different policies for mountain biking insurance. Our cycle insurance includes accidental damage as standard something which your home insurance may not be able to provide. It s no surprise that the majority of cycling injuries come from mountain bike related accidents.

Some police stations and the pcyc offer free bike engraving. Make sure to attach your bike to something that can t be moved or lifted as your bike is only as secure as the thing you attach it to. Make sure your policy can replace your bike. The product issuer for bicycle insurance products unless otherwise specified is the hollard insurance company pty ltd abn 78 090 584 473 afsl 241436 hollard.

Photograph your bike document its serial number if it has one make model size and colour. Lock your bike properly in the safest location. If you lose a 25 claims free discount for 3 to 5 years on your home insurance costs and you also lose 500 of the value you wanted to claim for the deductible then you may want to really consider whether it make sense to make a claim on your home insurance for a bike. You want to be back riding as soon as possible and owning the right insurance policies will guarantee you that your days off the bike are kept to a minimum.

However as with any insurance policy check your details to be sure. Velosurance a bicycle insurance company that was created by mountain bikers offers a variety of customizable options so there s bound to be a policy that meets your needs. We partnered with an a m best a rated us insurance company to provide a multi risk policy offering protection to all types of cyclists. Velosurance is a national bicycle insurance agency founded by two cyclists in response to the insurance needs of bicycle riders nationwide.

The value of the bike becomes an important factor in the situation. Each of them offers benefits that can pay off in case of an accident. Velosure pty ltd abn 81 151 706 697 is an authorised representative of hollard ar 410026. Types of mountain bike insurance and benefits.

Have your bike engraved with your state id number e g.